Curve balls at Christmas

This time of year just about everyone has a hectic schedule and we find ourselves running from one appointment to another party to another shopping excursion. Our plans don't usually provide for the surprise changes that inevitably pop up to throw off our carefully orchestrated "to do" list.

It's helpful to keep in mind that it's Christmas. It's a time of giving, so be prepared to give your time to others. That may be taking a child out to help them get their Christmas shopping done.